Founded
2022 Dubai, UAE
A low-cost, fast-payout prop firm with a trader-friendly static drawdown model.
Status: Active. Operating normally as of August 2026 — no payout pauses or regulatory action on record. US clients are accepted on the Match-Trader platform only (no MT5/cTrader).
FundingPips is one of the best-value firms we assess — very low entry fees, a trader-friendly static (non-trailing) drawdown, and fast, flexible payouts (including on-demand) backed by a large verified payout record. Like every prop firm it is unregulated, and its conditional consistency and news-trading rules are where most disputes arise.
The score, by criterion
FundingPips runs a simulated evaluation — you pay a one-time fee to prove you can hit a profit target without breaching the loss limits, then trade a funded (simulated) account and keep a share of the profit. It offers 1-step, 2-step and instant ("Zero") models across US$5,000–US$100,000 account sizes, with a scaling plan up to US$2M.
The rules below are the ones traders most often ask about; exact figures vary by model, so confirm the current numbers for your chosen account on fundingpips.com. FundingPips' standout is its static, balance-based drawdown — the loss limit does not trail your equity upward, which many traders find fairer than trailing models.
| Rule | Detail |
|---|---|
| Profit target | 8–10% (2-step: 8% phase 1 / 5% phase 2) |
| Max daily loss | 3–5% (model-dependent) |
| Max overall drawdown | 5–6% (2-step: 10%) — static / balance-based |
| Minimum trading days | 3 (instant "Zero": 7 before payout) |
| Consistency rule | Conditional — a ~35% max single-day applies to on-demand / Pro payouts |
| Time limit | None on standard evaluations |
| News & EAs | EAs allowed; profits from trades around high-impact news are restricted on the funded stage |
Payouts are FundingPips' strongest suit — flexible cycles (weekly, bi-weekly, monthly or on-demand), typically processed in 1–3 business days, with a large published payout record (self-reported US$160M+ across 120,000+ verified payouts). Fast, reliable payouts are the single most-praised point in independent reviews.
A strong fit for cost-conscious traders who want low fees, a fair static-drawdown model and fast, flexible payouts. Traders who need MT5 or cTrader in the US, a swap-free account, or a very wide instrument range may prefer another firm.
Like almost all proprietary trading firms, FundingPips is not authorised by a financial regulator — its evaluations sell access to simulated accounts, so protections are contractual rather than regulatory. Treat challenge fees as at risk, and note that most participants do not pass the evaluation.
A proprietary trading firm evaluation is a paid product, not employment or guaranteed income — most participants do not pass, and challenge fees are at risk. Prop firms are generally unregulated and can change rules or cease operating at short notice; details were verified as of August 2026 and may change. This is independent editorial analysis, not financial advice or a recommendation to trade.